Find the Perfect Mortgage Loan Tailored to Your Needs
buying a home is one of the most significant investments you'll make in your lifetime. That's why we offer customized mortgage solutions designed to fit your unique financial situation. Whether you're a first-time homebuyer or looking to refinance, our team of experienced lenders is here to guide you every step of the way. Explore our competitive rates and flexible terms to make your dream of homeownership a reality.
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Got questions? We're here to help! Whether it's about mortgage rates, home buying, home refinancing, real estate investing, loan types, loan requirements, documentation, etc. We're ready to help you achieve your real estate goals!
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Learn more about home buying, refinancing, and how to maximize the cash you can get out of your home equity today!
Unlock Your Dream Home with Our Mortgage Solutions.
Who are we?
Steve Mannenbach is Your Trusted Partner in Home Purchasing and Home Refinancing!
Steve's more than just a loan officer—he's your dedicated partner in making homeownership and real estate investing a reality. Steve and his team work closely with you to understand your goals and provide tailored mortgage solutions that fit your needs and budget. From first-time buyers to homeowners and real estate investors, Steve's here to offer guidance, support, and expertise, so you make the right choice on one of the biggest investments of your life.
Why choose us?
Building Foundations for a
Brighter Future
Home Purchase
Rate & Term Refinance
Cash Out Refinance
Client Satisfaction
Personalized Solutions
Exceptional Customer Service
Your Journey to Homeownership or Real Estate Investing Starts Here
We simplify the journey to homeownership. Our dedicated team is here to guide you through every step, providing expert advice and personalized support. Together, we’ll turn your dream of owning a home into reality!
Personalized mortgage solutions tailored to your needs.
Expert guidance throughout the entire buying process.
Competitive rates to help you save on your monthly payment.
what we offer ?
Streamlined Mortgages to Help You Achieve Your Real Estate Goals FAST!
We streamline the mortgage process to make your homeownership dreams a reality. Our tailored solutions and expert support ensure a smooth journey, empowering you to achieve your goals with confidence.
Bridge Loans
Bridge loans offer temporary financing, allowing you to purchase a new home before selling your current one. They provide quick access to funds, making your transition easier.
Fast Approval: Get funds quickly to secure your new home.
Flexible Solutions: Tailored to meet your specific needs.
Easy Transition: Simplifies the process of moving between properties.
Rental Loans
Rental loans help you finance investment properties, making it easier to generate rental income.
Tailored Financing: Custom loans for investment properties.
Competitive Rates: Favorable terms for better returns.
Expert Support: Guidance throughout the process.
Overseas Mortgages
Overseas mortgages enable you to finance property abroad, making international investments accessible.
Global Financing: Tailored solutions for international properties.
Expert Assistance: Guidance through cross-border transactions.
Flexible Terms: Competitive options for overseas investments.
Consultation
Our consultation services provide personalized guidance to help you navigate the mortgage process effectively.
Expert Advice: Tailored mortgage strategies for your needs.
Comprehensive Reviews: In-depth analysis of your financial situation.
Ongoing Support: Assistance at every step of your journey.
Refinancing
Refinancing allows you to adjust your mortgage terms, potentially lowering your monthly payments and saving on interest.
Lower Rates: Access competitive interest rates for savings.
Flexible Options: Tailored refinancing plans to meet your goals.
Expert Guidance: Support throughout the refinancing process.
Insurance
Our insurance services provide essential coverage to protect your home and investment.
Comprehensive Coverage: Tailored policies for your needs.
Peace of Mind: Protect against unforeseen events.
Expert Guidance: Assistance in selecting the right insurance options.
how it works
Partnering in Your Real Estate Success
Consultation
Discuss your needs and financial goals with our experts.
Application & Documents
Complete the loan application and submit all required documents to start the process.
Closing
Finalize your mortgage, sign documents, and fund your loan.
Testimonials
— Mykoal D.
I had a great experience with Steve. He's always available and I know him personally because we both live in Scottsdale. I can tell you that he will stay up as late as you need in order to make sure you're happy. He explains everything so it's easy to understand and he goes above and beyond what is normally expected of a loan officer. Don't waste your time with anyone else. He told me he has a JD/MBA, which probably not many other loan officers have, so you know he's going to figure out a way to get your loan done if it's tricky.
A++ for Steve!
— Michelle M.
Steve works tirelessly on behalf of his borrowers. He stays up late to make sure your loan gets funded on time. I also know that he was ranked in the Top 5 Loan Officers at one of the previous mortgage companies he worked at. He took good care of me. You know you're getting a top notch loan officer AND person with Steve!
Frequently Asked Questions
What is the difference between a fixed-rate and an adjustable-rate mortgage?
A fixed-rate mortgage has a constant interest rate throughout the loan term, while an adjustable-rate mortgage (ARM) has an interest rate that may change periodically based on market conditions.
How do I know how much I can borrow?
Your borrowing capacity depends on various factors, including your income, credit score, debt-to-income ratio, and the type of loan you are applying for. Our team can help you assess your financial situation to determine the right amount.
What documents do I need to apply for a mortgage?
Typically, you’ll need to provide proof of income, tax returns, bank statements, identification, and information about your debts and assets. Our experts will guide you on the specific documents required for your application.
How long does the mortgage approval process take?
The mortgage approval process can vary based on several factors, including the type of loan and your financial situation. Generally, it can take anywhere from a few days to several weeks. We strive to make the process as quick and efficient as possible.
Thank you for choosing us. We are dedicated to helping you achieve your homeownership goals with personalized service and expert guidance. For more information or assistance, feel free to reach out to us anytime!
quick info
2425 South Stearman Drive, Suite 212, Chandler Arizona 85286
(503) 551-8690
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